Miami Canvas condo lowers deposits to 20%, pursues domestic buyers with Fannie Mae loans – South Florida Business Journal

About a year ago, Fannie Mae implemented strict lending guidelines that effectively put the lights out on the Florida condo market.In particular, these stringent guidelines made it next to impossible for buyers to obtain financing in the vast majority of condo developments in South Florida.

Fannie Mae has made some changes that may make it easier to get financing for your condo. Condos are looked at differently than single-family housing. With a single-family house, the rules for financing are primarily concerned with how good the property condition is and whether the house could be sold on the open market.

5 Facts Foreign Buyers Love About Miami Real Estate. Watch this video to find out the top 5 facts foreign buyers love about Miami real estate.. What’s trending in SOUTH FLORIDA REAL ESTATE.

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Miami condo market is stumbling and likely to take a further hit. So where have all the buyers gone? South Americans and Europeans historically make up a big percentage of the Miami condo.

Florida condo mortgage applicants will find that a mortgage on a Miami Florida condo is more complex than purchasing a Miami Florida single family or town-home or villa. There are additional requirements for Miami Florida condo associations that do not exist in other typical florida mortgage transactions.

This article explain in details all the closing costs and fees associated with either selling or buying your Miami or Miami Beach Condo. Toggle navigation.. Miami Real Estate Learning Center. Calculating Closing Costs.. Buy a condo in South Beach Buy a condo in South Beach. 1 Hotel & Homes.

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Special Approval Loans for Miami Condos . Where You Need a Lawyer: Zip Code or City:. previously purchasers of condos could not qualify under Fannie Mae unless they were able to make a full payment or a down payment of at least 20%.. (Business, Consumer, Mortgage)

Check out our article "What You Want to Know About Florida Condo Financing" by Brian McMahon and get more interesting and insightful blog posts from the team at Homebridge Financial Services.. or loans that will not be sold to Fannie Mae and Freddie Mac. While these loans will usually require.