Study Finds 6.4 Million U.S. Homeowners Still Have Underwater Mortgages

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The study, conducted by researchers at First American CoreLogic, paints a troubling picture estimating that 7.62 million borrowers in the U.S. are currently underwater on their mortgages — or 18.

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reduced the number of homeowners underwater on their mort-gages to 3.2 million by year’s end, a remarkable drop from the 12.1 million peak in 2011. In inflation-adjusted terms, however, national home prices remained nearly 15 percent below their previous high (Figure 1-a). As a result, the typical homeowner

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ContentsLlc presents latestinterior design market research studyGross premiums declinedMortgages.. bank capital 6 million 5Variable rate loanFannie mae loansstudy finds 6.4 million U.S. Homeowners Still Have underwater mortgages underwater mortgages are in the decline–but not for the 6.4 million homes saddled by one.

That’s in comparison to underwater mortgages across the nation, which stood at approximately 13 percent. Source: Forbes, "Study Finds 6.4 Million U. S. Homeowners Still Have Underwater Mortgages," Erin Carlyle, Dec. 17, 2013

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Nearly a quarter of homeowners in Paterson have mortgages with negative equity and more than three times the rate of underwater homes for the U.S. overall. Making mortgage payments is a problem too, as Paterson suffers from a delinquency rate of 3.6%, more than three times the national average.

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